Payment cards and devices with gift card, global integration, and magnetic stripe reader communication functionality,申请号US20080339078-传众专利搜索

Payment cards and devices with gift card, global integration, and magnetic stripe reader communication functionality

申请公布号：US8011577(B2)

申请号：US20080339078

申请日期：2008.12.19

申请公布日期：2011.09.06

申请人：

DYNAMICS INC.

发明人：MULLEN JEFFREY DAVID;LAMBETH DAVID;CLOUTIER BRUCE

分类号：G06K5/00

主分类号：G06K5/00

摘要：A payment card (e.g., credit and/or debit card) or other device (e.g., mobile telephone) is provided with a magnetic emulator operable to communicate data to a magnetic stripe read-head. Gift cards may be inputted by a user into such a payment card or other device such that a user can combine gift cards. Similarly, a user be provided with a global payment account that can be utilized in multiple countries that have different standards for formatting data. A user may be provided with a default country (e.g., United States) but may have a way to select that the user is in a different country (e.g., Japan). Accordingly, a user may select that a Japanese data structure be transmitted through a magnetic stripe reader when the user is in Japan.