SYSTEMS AND METHODS FOR REAL TIME ACCOUNT ACCESS,申请号IN2014DE08214-传众专利搜索

SYSTEMS AND METHODS FOR REAL TIME ACCOUNT ACCESS

申请公布号：IN8214DEN2014(A)

申请号：IN2014DE08214

申请日期：2014.10.01

申请公布日期：2015.05.15

申请人：

PAYNET PAYMENTS NETWORK LLC

发明人：MARCOUS NEIL;WOODBURY ROBERT;GORDON PETER

分类号：G06Q20/00

主分类号：G06Q20/00

摘要：<p>Systems and methods for real time account access allowing access to accounts (such as deposit credit or debit accounts) through network processing infrastructures such as Electronic Funds Transfer (EFT). In some embodiments consumers and/or merchants are able to effect transaction requests against accounts using a pseudo identifier or other identifier and without the need to provide an account number or card number. In other embodiments payment networks are able to route and process transaction requests against accounts without having a card number or account number. In other embodiments account processing systems are able to determine an appropriate account based on transaction requests that do not contain card numbers or account numbers.</p>